Horizon Insurance Services provides insurance options for HOA and condo associations. We are here to help you protect your property owners, board members, and their associations.
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Standard Coverage Options (Package Programs)
- Optional Blanket Coverage or Extended Replacement Cost Options (125%)
- Walls-In or All-In Coverage to Follow CC&Rs
- Sewer and Water Backup
- Building Ordinance or Law
- Outdoor Property
- Equipment Breakdown
- Crime Coverage (Fidelity Bond / Employee Dishonesty)
- Loss of Income (12, 18 or 24 Months)
General Liability Options
- $1,000,000 Per Occurrence / $2,000,000 Aggregate
- $2,000,000 Per Occurrence / $4,000,000 Aggregate
- Umbrella Limits up to $200M
Directors & Officers (D&O)
- Limits from $250,000 – $10,000,000
- Umbrella Limits following D&O up to $200M
Extra Protection
- Workers Compensation
- Earthquake
- Flood
- Employment Practices Liability (EPLI)
- Cyber Liability